Get a Home Renovation Loan at Low Interest Rates
Need instant funds for home renovation? Enjoy flexible repayment and zero collateral – all 100% online.
What is a Home Renovation Loan?
A Home Renovation Loan helps you give your home a new look — whether you’re painting walls, remodeling your kitchen, or repairing interiors. With Switch My Loan, you can get quick funds to make your dream home a reality, without dipping into your savings.
Key Features & Benefits
Instant Approval - Apply online and get fast loan approval.
No Collateral Required - Get funds without pledging your property.
Flexible Repayment Tenure – Choose easy EMIs that fit your budget.
Attractive Interest Rates – Enjoy competitive rates for your home upgrade.
Quick Disbursal – Money directly in your bank account within hours.
Home Renovation Loan - EMI Calculator
Planning to apply for a loan but unclear about the EMI involved? Find out your EMI now.
EMI CALCULATOR
Charges on Get a Home Renovation Loan at Low Interest Rates
| Charge Type | Details |
|---|---|
| Processing Fee | 1%–3% of the loan amount (varies by lender). |
| Prepayment Charges | As per lender policy. |
| Late payment | Applicable on delayed EMI payments. |
Eligibility Criteria
- Indian resident aged between 21 to 55 years
- Minimum Income: ₹15,000 per month (may vary by lender)
- Salaried or self-employed with regular income
- Keep your credit score high (650+ preferred for best offers).
Documents Required
ID Proof
Aadhaar / PAN / Passport
Address Proof
Utility Bill / Rent Agreement / Passport
Income Proof
Salary Slips / ITR / Bank Statements
Photograph
Recent passport-size photo
Frequently Asked Questions
Got questions? We’ve got answers. Find quick help below for all your loan-related queries.
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Get Personal Loan up to 5 Lakh
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