Simplify Your Finances with a Debt Consolidation Loan

Need instant funds for debt consolidation? Enjoy flexible repayment and zero collateral – all 100% online.

What is a Debt Consolidation Loan?

A Debt Consolidation Loan allows you to merge multiple existing debts—like credit card bills, personal loans, or EMIs—into one single loan with a lower interest rate and a fixed monthly payment. With Switch My Loan, you can easily compare top lenders and choose the most affordable option to regain control of your finances.

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Key Features & Benefits

Single EMI for All Debts – Combine multiple loans into one easy monthly payment.

No Collateral Required - Unsecured loan, no asset needed as security.

Flexible Tenure Options – Repay comfortably with tenures from 12 to 60 months.

Lower Interest Rates – Save money by paying less interest overall.

100% Digital Process – Apply, verify, and get approved completely online.

Improve Credit Score – Paying off old debts on time boosts your credit rating.

Debt Consolidation Loan - EMI Calculator

Planning to apply for a loan but unclear about the EMI involved? Find out your EMI now.

EMI CALCULATOR

Loan Amount

₹1,00,000

Tenure (Months)

Interest Rate (%)

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Charges on Simplify Your Finances with a Debt Consolidation Loan

Charge Type	Details
Interest Rate	Starting from 10.49% p.a.* (varies as per lender and profile)
Processing Fee	1%–2.5% of the loan amount (varies by lender).
Late Prepayment Charges	As per lender’s policy
Foreclosure / Prepayment Charges	Minimal or zero with select partners